Restructure, Reorganize and Rebuild Under Chapter 13
Chapter 13 bankruptcy protection allows clients to restructure and in many cases reduce their unsecured debt into a far more manageable monthly payment, but Chapter 13 bankruptcy is far more than a simple debt consolidation. Chapter 13 bankruptcy is designed to give you a pathway toward paying off your debts without piecemeal negotiations with creditors. You may adjust mortgages or investment properties and strip off totally unsecured second deeds of trust on your principal residence.
For clients with the ability to pay, who do not pass the Chapter 7 means test, our attorneys can help you take advantage of your legal rights for relief. At the law office of Pesner Kawamoto Conway, PLC, in McLean, Virginia, we help people throughout the region get the guidance, counsel and help they need to build a better financial future.
Legal Guidance to Help You Get Out of Financial Turmoil
Imagine a situation where you could pay off your unsecured debts, whether credit cards, medical expenses or personal loans, but in a way that was built specifically around your ability to pay. Instead of crushing interest rates and constant collections calls, you had a much more manageable once-a-month payment.
While the decision to pursue Chapter 7 or Chapter 13 bankruptcy is never an easy one, the actual process of filing can be.
Working with a reliable and informed lawyer at our office, you get the benefit of proven experience, a comprehensive set of tools and a professional that works closely with you to build a bankruptcy plan uniquely matched to your needs. We understand that a difficult economy or an unexpected emergency can leave even the most prepared families in turmoil.
Our job is to give you the knowledge and the access to your legal rights to free you from the sense of hopelessness and stress that comes with serious financial challenges. Bankruptcy can immediately impact your life in substantial and often positive ways.
Know Your Rights — Understand Your Options
To find out more about how we can put Chapter 13 bankruptcy protection to work for you and your family, contact our office to schedule a confidential consultation to discuss your situation and your needs.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.









